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Life insurance

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What is life insurance?
Life insurance policies help provide security to either you or your beneficiaries after you pass away or after a designated period of time. With a life insurance policy from Nationwide, you can help secure your family’s financial future by paying for college, paying off a mortgage, covering any final expenses or estate taxes, and more.
Types of life insurance
There are two main types of life insurance – term life insurance and permanent life insurance. Term life insurance simply covers you for a specified amount of time (10, 20, and 30 year policies being the most common). Permanent life insurance can be broken down into three types: universal, whole, and variable. You can use this tool to get a better understanding of which type of life insurance is right for you.
Term life insurance can be used to replace lost income. This can provide a safety net for your family and help them meet their financial goals. Universal
Universal life insurance offers flexible payment options, death benefits and cash value. Whole
Whole life
Whole life insurance can be used as an estate planning tool to help preserve the wealth you plan to hand down to your beneficiaries. Variable
Variable life insurance offers whole life protection and an investing component similar to a mutual fund.
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Marsha Johnson
Marsha Johnson