Call Today (866) 327-6284 Speak to a Live Agent

What Is Medigap Plan C, And Why Is Everyone Talking About It?

Medigap Plan C comes to provide extra relief to the patients. For those concerned about the Medicare Plan’s working, this program comes with many advantages. The Medigap Plan creates with your current coverage to pay extra cash in the future. 

It solves the various problems people face in the original Medicare plan. To understand this plan, you need to know a few things beforehand. If you are looking to take advantage of Plan C or Medigap, read this post till the end.

What Is Medigap Plan C?

Before you enroll in Plan C, you must know What is Medigap Plan C?

Medigap Plan is a policy designed to pay health care costs. It is also known as the Medicare Supplement Insurance, which pays more coverage than the original Medicare plan. This plan is considered to be the best healthcare plan for people. 

Medigap Plan C covers the portion of medical expenses left in the Medicare plan. It aims to provide financial support to enrollees in deductibles, coinsurance, and copayments. Plan C of Medigap doesn’t cover the excess charges for the patients.

What Things Does Medigap Plan C Cover For The Enrollees?

The Medigap Plan C covers a lot of things for enrollees. It gives an advantage by covering the expenses left in the previous plans. Here is the list of expenses covered by the Medigap Plan C :

  • The Medigap Plan covers the deductible of the Medicare part A. The Part A of Medicare includes the hospitals, doctor bills, and coinsurance costs.
  • It covers the various costs of Medicare Part B. The various expenses left by the Original Medicare Plan are covered in plan C. The various costs it covers include copayments, deductibles, and coinsurance costs.
  • Plan C also covers the blood needed for surgeries or operations. It only covers the blood’s three pints for the procedure.
  • The enrollee’s hospice coinsurance costs for the next 365 days. It offers the full coverage of the hospice coinsurance left in the Medicare Plan.
  • It offers complete coverage for an emergency in a foreign country. This benefit covers a skilled nursing facility’s coinsurance as well.

What Things Does Medigap Plan C Doesn’t Cover?

The Medigap Plan doesn’t cover some things. Before you enroll in this plan, you must know about uncovered benefits.

  • The Medigap Plan C doesn’t cover Medicare Part B’s extra costs. A member isn’t applicable to claim these extra charges.
  • The private duty fees of health care staff for the longer term. The nursing home costs for longer periods are left uncovered in this plan.
  • The costs of the prescription drugs for long-term treatment. The members can’t claim the prescription costs on medicines in Medicare plan c.
  • The vision and dental care expenses are left in the original Medicare plan. These health care facilities include the extra expenses uncovered in the Medigap plan.

Who Is Eligible For Medigap Plan C?

The eligibility criteria for enrollment in Medigap plan C change over time. A person is eligible for this plan as long as they are enrolled in the Original Medicare plan B. Apart from this, the various other factors also determine the eligibility criteria for this plan. 

  • The people who frequently travel out of the country can enroll in Medigap Plan C. The medical emergency costs while abroad can result in expensive bills. This plan covers 80% of your healthcare costs if you travel outside America.
  • A person who suffers from chronic disease and visits doctors regularly. The Medigap care Plan adds support in cutting off medical bills. The additional Plan C helps patients to save good money.
  • The patients who are on strict monthly budgets. Families who have a fixed budget can take advantage of Plan C. The policies of Plan C ensure to save you from unexpected medical bills.

Working On The Medigap Plan C

The working of Medigap Plan C is connected with the Medicare plan. It starts to pay the coverage once the original Medicare plan pays the approved amount. To take proper advantage of this plan, you must be enrolled in Medicare Part A and Part B.

The enrollees start getting benefits from Plan C in coinsurance, copayments, and deductibles. To get these benefits, you must be at least 65 years old. Medicare Plan C is only available for those who become eligible after Jan 1, 2022.

Difference Between Medigap Plan C And Plan F

Most people confuse Medigap Plan C and Plan F. You need to understand the basic difference between these two plans. The Medigap Plan F covers every benefit plus Part B excess charges. At the same time, Medigap Plan C doesn’t cover the excess charges. You can easily claim the coverage on your part B extra charges. 

Advantages Of Medigap Plan C For Beneficiaries

The advantages of Plan C of Medigap are more than you could ever imagine.

  1. It offers nationwide coverage to its enrollees. Whatever be your location in the U.S., you will get the full benefit from Plan C.
  2. People can easily claim coverage for different Medicare costs. It offers coverage in the form of coinsurance, deductibles, and copayment.
  3. The Medigap Plan C offers extra benefits in the form of coverage. The members of the plan can easily claim fitness programs.

How To Choose The Right Medigap Plan For Myself?

Plan C of Medigap comes with a variety of policies. The different plans offer benefits and cover costs. Every program helps people pay the health care costs associated with the original Medicare plan. To choose the right plan for yourself, you need to understand a few things.

The Medigap Plans are not for everyone. When choosing a Medigap plan C or any other plan, you must see your budget. It depends on your healthcare needs and financial risk for the future. One more thing to note is that Plan C doesn’t pay for extra costs. You will not get coverage on prescription drugs for long health care. If you want long-term benefits, it’s better to choose other plans like the Medicare Advantage Plan or Plan F.


The Medigap Plan C is the most popular plan covering the various costs left in the Medicare Plan. It will be best to read the policy before enrolling in the plan. This Plan comes with pros and cons that are undeniable. Moreover, the Medicare plans and cost changes every year. The information mentioned above explains What Medigap plan C is and how it works. You can choose the Medigap Plan by yourself or take our assistance. 

Best Options Insurance Agency offers its expertise in various Medicare Plans. We offer our advice on healthcare, life, and dental plans. You will get step-by-step guidance from our side in selecting the perfect Insurance plan. To get our expert advice, contact us now.


Healthline. (2020). Did Medigap Plan C Go Away in 2020?. Retrieved 6 June 2022, from

Health Insurance

Life  Insurance

Best Options Insurance Agency
Chief Executive Officer
Marsha Johnson
Marsha Johnson