Stroke Insurance
Medicare Coverage for Stroke Victims & Rehabilitation
Medicare coverage is available for stroke victims. With a stroke comes plenty of side effects. Medicare coverage includes both inpatient and outpatient care. Medicare can cover rehab services to help you regain normalcy in life. Also, Medicare covers any Durable Medical Equipment you may need to use because of your stroke.
What Does Medicare Pay for After a Stroke?
Part A will cover any inpatient rehab you may need after your stroke. Your doctor must deem that rehabilitation is medically necessary for treating you following the stroke. There are deductibles, coinsurances, and limits to the number of days you can spend in the hospital when Medicare is your only insurance.
Will Medicare Pay for Skilled Nursing Facility for Stroke Patients?
Medicare will cover Skilled Nursing Care that you might need following your stroke. To qualify, you’ll need to meet Skilled Nursing Facility requirements just like any other patient. Costs for SNF care are the same for stroke victims as for anyone else in need of those services.
Will Medicare Pay for Long-Term Care Facilities for Stroke Patients?
Your doctor may decide that you need long-term care following your stroke if your health takes a turn for the worse. Medicare won’t cover Long-Term Care if it’s the only kind of care you need.
Medicare won’t usually cover this service because care consists of bathing, feeding, and using the restroom. They’re not considered medical care services.
Will Medicare Cover Walkers for Stroke Patients?
As with other pieces of medical equipment, Part B will cover necessary walkers. Your walker will need a prescription from your doctor.
The most popular kinds of walkers following a stroke are 2-wheel and 4-wheel walkers, Medicare will cover a portion of the cost for either.
Does Medicare Advantage Cover Stroke Patients?
There are Medicare Advantage Chronic Care Special Needs Plans specifically for Stroke survivors.
What Are the Costs of Stroke Rehabilitation with Medicare?
The average cost of stroke rehabilitation comes to over $17,000 within your first year. Medications can cost over $5,000, while rehab will likely cost you more than $11,000.
With high prices like these, you’ll want to be sure that you have adequate insurance coverage. Medicare Supplement and Advantage policies are a great alternative to high out-of-pocket expenses.
